Effects of the Perception of Insecurity on the Financial Sustainability of MSMEs in Santo Domingo-Ecuador
DOI:
https://doi.org/10.33936/ecasinergia.v16i1.6872Keywords:
Public Safety, security costs, operational decisions, business investment, public policiesAbstract
This study examines the impact of perceived insecurity on the financial sustainability of micro, small, and medium-sized enterprises (MSMEs) in Santo Domingo, as a result of the increase in illicit activities such as contract killings, extortion, and crime. Using a qualitative approach, interviews were conducted with MSME owners, and their responses were systematized with MAXQDATA software. The findings show that the perception of insecurity significantly affects the financial and operational decisions of businesses. This is reflected in the allocation of resources to implement security measures, changes in operating hours, and reduced investments. These decisions directly impact the profitability and economic viability of MSMEs. The conclusions emphasize the need to implement public policies and business strategies that mitigate the negative consequences of insecurity, promoting a stable and favorable environment for local economic growth.
Downloads
References
Adair, P., & Fhima, F. (2014). Small and Medium-sized Enterprises’ Credit Rationing on the Tunisian Bank Credit Market.
Journal of Economics and Development Studies, 2(1), 81-97.
Agogbua, Stanley Ndubisi, Mgbatogu, Chukwudi D, & Nzewi, Ugochukwu C. (2022). Impact of Insecurity on Nigerian Economic Growth and Development. En International Journal of Development and Economic Sustainability (IJDES). https://eajournals.org/ijdes/vol10-issue-5-2022/impact-of-insecurity-on-nigerian-economic-growth-and- development/
Ausay Oleas, A. P. (2022). Causas del incremento de la criminalidad en la ciudad de Milagro durante el año 2021 [Tesis de maestría, Universidad Regional Autónoma de los Andes, Universidad Regional Autónoma de los Andes]. https:// dspace.uniandes.edu.ec/handle/123456789/15034
Austin-Egole, I. S., Iheriohanma, J.I., Iheanacho, I.J., Ezeji, N. R., Okafor, H. I., Madu, C. J., Nwosu, E. E., Agwadu, D.,
& Egwim, F. O. (2022). An Empirical Assessment of Insecurity and The Socio-Economic Living Standard of the
People of Orlu, Imo State. https://doi.org/10.33642/ijbass.v8n4p1
Bardin, L. (1991). Análisis de contenido. Ediciones AKAL.
Cacierra, J. O. P., Fajardo, E. C. M., Ramón, A. R. G., & Muñoz, D. M. M. (2023). Características Del Aumento De Actos
Criminales En La Ciudad De Cuenca En El Periodo 2021-2022. Ciencia Latina Revista Científica Multidisciplinar,
(3), Article 3. https://doi.org/10.37811/cl_rcm.v7i3.6433
Capcha Chuquiyauri, S. L. (2024). Delito de sicariato y su repercusión en la seguridad ciudadana—Lima Este 2023.
Repositorio Institucional - UCV. https://repositorio.ucv.edu.pe/handle/20.500.12692/145345
Clarke, R. V. (2012). Opportunity makes the thief. Really? And so what? Crime Science, 1(1), 3. https://doi. org/10.1186/2193-7680-1-3
Comunicáliza Ecuador. (2024, junio). Evolución sobre los factores que más preocupan a los ecuatorianos entre febrero 2021 y junio 2024. Bloomberg Línea. https://www.bloomberglinea.com/latinoamerica/ecuador/un-74-de-ecuatorianos- considera-dificil-prosperar-en-su-pais-la-inseguridad-pesa/
Fajardo, J., & Dantas, M. (2018). High-Crime Environment and Individual Portfolio Choice (SSRN Scholarly Paper
. https://doi.org/10.2139/ssrn.3195973
Gaviria, A., & Pagés, C. (2002). Patterns of crime victimization in Latin American cities. Journal of Development
Economics, 67(1), 181-203. https://doi.org/10.1016/S0304-3878(01)00183-3
Guest, G., Bunce, A., & Johnson, L. (2006). How Many Interviews Are Enough?: An Experiment with Data Saturation and
Variability. Field Methods, 18(1), 59-82. https://doi.org/10.1177/1525822X05279903
INEC, I. N. de E. y. (2024). Denuncias de delitos de mayor incidencia (2014-2024). Instituto Nacional de Estadística y
Censos. https://www.ecuadorencifras.gob.ec/justicia-y-crimen/
International Crisis Group. (2017). Salario Del Miedo: Maras, Violencia Y Extorsión en Centroamérica. International
Crisis Group. https://www.acnur.org/fileadmin/Documentos/BDL/2017/11038.pdf
J. Vicente Fruet-Cardozo, Paul Granados-López, Lorena Caridad-López del Río, & Jesús C. Perez-Galvez. (2022).
Quantitative Analysis of Small and Medium-Sized Enterprises (SMEs) Financing in El Salvador, Central America: A Situation Complicated by High Criminality—Economics & Sociology—Tom 15, Numer nr 2 (2022)— BazEkon—Yadda. http://bazekon.icm.edu.pl/bazekon/element/bwmeta1.element.ekon-element-000171649712
Lima, X. G. (2019). Inked or Not: Maras and Their Participation in El Salvador’s Recent Armed Conflict. Journal of
International Humanitarian Legal Studies, 10(2), 265-302. https://doi.org/10.1163/18781527-01002002
Lincoln, Y. S., & Guba, E. G. (1985). Naturalistic Inquiry. SAGE.
López, P. W. G. (2019). Caracterización del financiamiento bancario de las mipymes salvadoreñas. Revista Académica
ECO, 21, Article 21. https://doi.org/10.36631/ECO
Medina, J. (2003). Inseguridad ciudadana, miedo al delito y policía en España. Revista Electrónica de Ciencia Penal y
Criminología, 5(3), 1-21.
Observatorio Ecuatoriano de Crimen Organizado (OECO). (2023). Radiografía de la Extorsión: Tipologías y resultado de la Encuesta Nacional de Victimización de Casos de Extorsión Empresarial. Fundación Panamericana para el Desarrollo (PADF). https://oeco.padf.org/radiografia-de-la-extorsion-tipologias-y-resultado-de-la-encuesta- nacional-de-victimizacion-de-casos-de-extorsion-empresarial/
Patton, M. Q. (2014). Qualitative Research & Evaluation Methods: Integrating Theory and Practice. SAGE Publications. Policía Nacional del Ecuador. (2024). Homicidios Intencionales y Delitos CMI en Santo Domingo (01 Ene—21 Jun 2024). Prieto, J. (2022). A Multidimensional Approach to Measuring Economic Insecurity: The Case of Chile. Social Indicators
Research, 163(2), 823-855. https://doi.org/10.1007/s11205-022-02918-5
Roberto Hernández Sampieri, Carlos Fernández Collado, & María del Pilar Baptista Lucio. (2014). Metodología de la
investigación (Sexta). McGRAW-HILL. https://www.uca.ac.cr/wp-content/uploads/2017/10/Investigacion.pdf
Ruggiero, V. (2022). Sustainability and Financial Crime. International Criminology, 2(2), 143-151. https://doi.org/10.1007/
s43576-022-00052-3
Sanz, L. V., Iraeta, A. I. V., & Guillén, C. S. J. (2010). El estudio científico del miedo al delito: Algunas reflexiones sobre un fenómeno urbano, mediático y político. International E-Journal of Criminal Sciences, 4, Article 4. https://ojs. ehu.eus/index.php/inecs/article/view/924
Tarazona, A. L., & Ríos, A. R. (2021). Efectos de la inseguridad Ciudadana en el bienestar de la población. Ciencia Latina
Revista Científica Multidisciplinar, 5(3), 3341-3352. https://doi.org/10.37811/cl_rcm.v5i3.535
Published
How to Cite
Issue
Section
License
Copyright (c) 2025 Angel Enrique Zapata Barros, Ronny Danilo Ruiz Arévalo
This work is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 4.0 International License.
